Workers Comp Discount Programs

Wyoming Workers Compensation offers several different discount programs to employers that are in good standing with the Wyoming Secretary of State’s Office and has at least one (1) employee.  These programs allow employers to get certain percentages off their base rate of their Workers Compensation premiums.

Consultant Discount

Four tiers of discounted levels:

  • 3% Discount – Invite and work with WCSR Safety Specialist, OSHA Consultants or Mine Inspectors to correct all hazards in the workplace.
  • 5% Discount – Invite and work with WCSR Safety Specialist, OSHA Consultants or Mine Inspections with hazards corrected, plus score a 2 or higher on management survey.  Employers participating in the EVTAP (Employer Voluntary Protection Program) should qualify for this program.
  • 7% Discount – Invite and work with WCSR Safety Specialist, OSHA Consultants or Mine Inspectors with hazards corrected, plus score a 2 or higher on management survey.  Employers participating in the SHARP (Safety Health Recognition Program) should qualify for this program, but must be below TRC and DART for the NAICS the company is covered under.
  • 10% Discount – Invite and work with WCSR Safety Specialist, OSHA Consultants or Mine Inspectors with hazards corrected, plus score a 2 or higher on management survey and a 3 on at least 10% of the questions.  Employers participating in the SHARP or VPP (Voluntary Protection Program) should qualify for this program, but must be below the TRC and DART for the NAICS the company is covered under.

These discounts are good for three (3) years; however, onsite audits may be performed to validate continuation of the discount.  If problems are found, the discount may be revoked.  Employers can use approved private consultants approved by Wyoming OSHA Consultation.

CS Consulting’s very own Steven Dacus is one of four approved private consultants.

Deductible Program

Employers have to commit to the Deductible Program for one calendar year from the date of approval.  After one year, the employer can choose to “opt out” or continue in the program.  Employers will have to provide a Surety Bond, Letter of Credit or a cash deposit guaranteeing payment of losses matching their discount level.

    • 4% Discount – Employer pays first $1,000 of all claims
    • 10% Discount – Employer pays first $5,000 of all claims
    • 15% Discount – Employer pays first $10,000 of all claims
    • 25% Discount – Employer pays first $25,000 of all claims
    • 37.5% Discount – Employer pays first $50,000 of all claims
    • 45% Discount – Employer pays first $75,000 of all claims
    • 50% Discount – Employer pays first $100,000 of all claims

Drug-Free Workplace

This discount has a 10% base rate discount per year.

Requirements are:

  • 100% pre-employment testing
  • 20% in random testing pool
  • Post-accident testing
  • Reasonable suspicion testing
  • One-hour substance abuse training for all employees annually
  • Two hours of substance abuse training for all supervisors annually.

Safety Discount

There are three levels of discounts.

  • 3.33% discount – Employer must have a health and safety program.
  • 6.66% discount – Employer must have a health and safety program and documented safety committee and monthly meetings.
  • 10% discount – Employer must have health and safety program, documented meetings and achieve and maintain a loss ratio of equal to or less than 10%.

CS Consulting can assist you with meeting the requirements and will also complete the application for the discounts on your behalf. Call CS Consulting at 307-235-9112 ext. 105 for more information and/or pricing.

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